The right jewelry piece can take any outfit from bland to fabulous instantly. Whether accenting your everyday look or dressing up for a special occasion, having a few key staples in your jewelry box can make all the difference. While there are thousands of different styles of jewelry to choose from, there are a few timeless staples every woman should have in her jewelry collection:

1. Hoop earrings

Hoops are a timeless staple that can be dressed up or down. They come in various materials, including gold, silver, and diamond-encrusted options, making them easy to accentuate any outfit. Hoops come in various sizes, from small studs to large statement earrings. Whether you are looking for an everyday accessory or a special piece for a night out, hoops are a versatile option that every woman should have in her jewelry box.

2. Family gemstone ring

A family heirloom is something to be treasured. If you are lucky enough to have a ring or other piece of jewelry passed down from a relative, it can be a beautiful reminder of your family history. If you don’t have a family heirloom, consider investing in a classic piece that will last for generations. A ring set with your birthstone or another meaningful gemstone is a great way to start your collection. These gemstone rings are very valuable, so it is important to insure them. Jewelry insurance will cover the cost of replacing the ring if it is lost or stolen. It also covers the cost of repairs if the ring is damaged.

3. Diamond studs

Diamonds are every girl’s friend. They are beautiful and elegant and also a great investment. Whether worn with a casual t-shirt or an elegant gown, these studs add a touch of refinement and sophistication. And because they are available in various sizes and shapes, it’s easy to find a pair that suits your style. Diamonds are durable, so you won’t have to worry about them getting damaged or scratched. And, if you ever need to sell them, you can usually get a good price. However, it’s important to ensure your diamonds in case they’re lost or stolen. USAA diamond engagement rings insurance offers insurance for diamond engagement rings and other jewelry items. Diamond insurance cost will vary depending on the value of your studs. But, it’s worth it to protect your investment.

4. Pearl necklace

Pearl necklaces are a perfect way to add a touch of elegance to any outfit. Whether wearing a casual t-shirt or a formal gown, pearls always look chic. And since they come in various styles, it’s easy to find a pearl necklace that’s perfect for you. From classic round pearls to modern baroque pearls, there’s a pearl necklace for everyone. Whether you choose a long strand or a short choker, pearls add a touch of class to any outfit.

5. Women’s watches

A classic, well-made watch is a staple in any woman’s jewelry collection. Not only does it serve as a practical way to keep track of time, but it is also a stylish addition to any outfit. A woman’s watch can be delicate and understated or bold and statement-making, depending on your style. Whether you prefer a dainty gold band or a chunky leather strap, choose a design you’ll love wearing for years to come.

While ongoing fashion trends come and go, there are certain jewelry staples that every woman should own. You can style these pieces in a variety of ways to create a look that is both timeless and chic. A well-chosen piece of jewelry can also be a great conversation starter, helping you to start a conversation with strangers or break the ice at a social event. So if you’re looking to add some classic pieces to your jewelry collection, consider these five staples.